Business operations

The links below provide an initial overview of business operations with the SNB and participation in the SIC system. There follows a presentation of the current state of the Helvetia pilot and a description of the eligibility criteria.

Information on business operations

The Terms of Business regulate the legal transactions which the SNB may conclude based on art. 9 et seq. NBA.

The instruction sheet on admission to the SIC system and sight deposit accounts provides an overview of the sight deposit account and SIC systems, the categories of participants admitted and the conditions of participation.

Operation of the SIC system

Operational and technical questions regarding the SIC system may be addressed to the Operations Center of SIX Interbank Clearing Ltd. Besides contact details and general information on the SIC system, this website also contains links to the following:

For questions about the SNB's role as SIC system manager or regarding clearing stop postponements or backup payments, please refer to SNB SIC Operations:

Contact

SNB SIC Operations
Swiss National Bank
SIC Operations
P.O. Box
CH-8022 Zurich

Tel. +41 58 631 30 30

Helvetia pilot

As part of the Helvetia pilot, the SNB is providing wholesale central bank digital currency (wholesale CBDC) on the regulated SIX Digital Exchange (SDX). SDX operates a regulated financial market infrastructure (FMI) using distributed ledger technology. Financial institutions can settle transactions involving digital (tokenised) assets directly on the platform with wholesale CBDC.

The Helvetia pilot will continue at least until June 2026. An extension is possible and would be communicated in a timely manner to facilitate planning.

As the pilot proceeds, its scope is to be gradually expanded. In a first phase, additional financial institutions will be able to join. In a second phase, wholesale CBDC is to be provided for a broader range of financial transactions.

With the Helvetia pilot, the SNB is supporting private-sector innovation. It does not constitute a commitment on the part of the SNB to introduce wholesale CBDC on a permanent basis. Any such decision is at the sole discretion of the SNB.

Criteria for participation in pilot

To qualify for participation in the Helvetia pilot, financial institutions must have a sight deposit account with the SNB and be admitted to the Swiss Interbank Clearing (SIC) system (cf. Instruction sheet on admission to the SIC system and sight deposit accounts). They must also be SDX members.

The SNB sets out the conditions for participating in the Helvetia pilot and the conditions for the availability and use of wholesale CBDC as part of the pilot in a binding document that must be signed by the admitted financial institutions.

More information concerning onboarding at SDX

sdx.com sdx.com
sales@sdx.com sales@sdx.com

Contact

The SNB offers introductory sessions on the Helvetia pilot on a regular basis. Financial institutions are invited to declare their interest in the pilot by email.

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About the SNB

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The SNB’s supervisory and executive bodies

Function, composition, members: Find out about the Bank Council and the Governing Board here.

The Swiss Interbank Clearing (SIC) payment system

The Swiss Interbank Clearing (SIC) payment system is Switzerland's central payment system.

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